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Costs

Dropping Addictive Habits

The High Cost of Addictive Habits
1. Smoking.	A smoking habit costs $1,000 to $2,000 each year in cigarettes alone. Non-smokers save about 30% on health care and insurance, 50% on life insurance. Smokers are often first in line to be fired and less likely to be hired (mostly because they cost their employers more in health costs). QuitNet.com is a great site to help you quit.
2. Substance abuse & Alcoholism.	Alcoholism and/or addictions can be just as costly. Between 25% and 40% of all patients in general hospital beds are being treated for alcohol-related problems. Heavy drinkers pay 10% to 40% more for health care. Light "social drinking" is okay for most people: health experts suggest having no more than two drinks per day. The ACA helps heavy drinkers get their life back.
3. Junk food & overeating.	Overeating and junk food is an expensive and growing problem: obese individuals pay about 25% more than average for health care. The average American could save about 25% on food by eliminating junk food or at least cutting it to a minimum. ConsumerSearch compares the effectiveness of weight-loss programs.

(Next Gem: Mistake #12: Low Interest Rates)

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